Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

When you buy life insurance, your age is a significant pricing factor. Quotes will rise every year that you delay buying life insurance. It’s cheaper to buy life insurance when you’re younger and can ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...