Learn how underinsured motorist coverage can protect your finances when the at-fault driver’s insurance falls short. Discover ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Learn how split limits in auto insurance define maximum payouts for bodily injury and property damage to better understand ...

Car insurance covers a wide variety of situations to protect you, your vehicle and others. Without car insurance, you could face significant expenses if your car is damaged and even legal ...

Uninsured motorist coverage is a crucial component of auto insurance that protects drivers in accidents where the at-fault party lacks sufficient insurance. Understanding the laws governing this ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

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Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...